Risk Management and Insurance > QUESTIONS & ANSWERS > PA Property & Casualty License Practice Exam Latest 2022 Graded A (All)

PA Property & Casualty License Practice Exam Latest 2022 Graded A

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PA Property & Casualty License Practice Exam Latest 2022 Graded A An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of an earth... quake, mudslide, landslide, or sinkhole. ✔✔an Earth movement exclusion An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of the fact that the individual did not maintain the property. ✔✔Neglect exclusion Which Home Owner's form covers damage to a condo owner's PROPERTY that occurs as the result of any event that is not specifically excluded in the policy. ✔✔HO-6 Unit Owner's Form Which Home Owner's form covers damage to a TENANT'S property that occurs as a result of an aircraft, civil commotion, explosion, fire, nail, lightning, smoke, theft, vandalism, vehicles and/or wind. ✔✔HO-4 Content's Broad Form Which HO form covers damage to the DWELLING that occurs as the result of any event that is not specifically excluded in the policy and damage to the property inside the dwelling that results of an aircraft, civil commotion, explosion, fire, hail, lightning, smoke, theft, vandalism, vehicles, and/or wind. ✔✔HO-3 Special Form Which HO Form covers damage to the DWELLING & PROPERTY inside the dwelling that occurs as an result of any event that is not specifically excluded in the policy. ✔✔HO - 5 Comprehensive Form What means conducting business in accordance with current rules and laws set by government regulatory agencies and the courts. ✔✔Compliance Standards of conduct and moral judgement. ✔✔Ethics Legal term that describes the relationship between parties. ✔✔Agency What is the term to describe how an insurer appoints an individual to act on its behalf. ✔✔Agency Contract An individual whose position and responsibilities involve a high degree of trust and confidence (trustees, guardians, and executors). ✔✔Fiduciary The name for the fact a producer must sell the kind of policies that best fit the prospects needs and in amounts that the prospects can afford. ✔✔Needs Selling What is given when the applicant pays the initial premium at the time the application for a policy is signed. ✔✔Conditional Receipt [Show More]

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PROPERTY AND CASUALTY BUNDLED EXAMS QUESTIONS AND ANSWERS WITH APPROVED SOLUTIONS (LATEST 2022)

PROPERTY AND CASUALTY BUNDLED EXAMS QUESTIONS AND ANSWERS WITH APPROVED SOLUTIONS (LATEST 2022)

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