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HESI Critical Reading Practice Test 1-3 2020- 2021 revised Question A+

Read the passage and answer the following questions. Each year, more and more “baby boomers” reach the age of 65 and become eligible for Medicare. As of July 2009, according to the Census Bureau,... approximately 13% of the population in the United States is 65 years of age or older. It is projected that this group will increase to 21% of the population by 2050. As health care costs go up and needs increase with age, Medicare is especially important to seniors. Medicare Part A provides assistance with inpatient hospital costs, whereas Part B helps pay for doctor services and outpatient care. In 2006, Congress enacted Medicare Part D, which today helps many seniors pay for the cost of prescription drugs. Before the enactment of Medicare Part D, many seniors faced financial hardship in regards to prescription drugs. Today, it is no longer a question of housing costs and food versus prescription drugs, but which Part D plan provides the best coverage. Although Part D has alleviated many uncertainties, there are still concerns. Not all prescription drugs are covered in each plan provided by Part D. Each plan has its own list of covered drugs that can change at any time, requiring seniors to possibly switch coverage every year. Seniors who suffer from multiple medical conditions may not be able to find a plan that covers all prescribed medication. In addition to a monthly premium paid for Part D, once prescription costs reach $2830, the participant is responsible for all drug costs up to $4450. This “donut hole,” as it is known, can mean that some seniors reduce or stop their medication [Show More]

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