Bank of Yokohama, Ltd. SWOT Analysis. With the Latest (2019) Company Profile

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COMPANY OVERVIEW The Bank of Yokohama Ltd (BOY), a subsidiary of Concordia Financial Group, Ltd., is a retail and commercial bank. It offers a range of accounts such as general accounts, savings, and... deposits; credit and debit card; loans, including consumer loans, housing loans, car loan, education loan, and business loans, among others; insurance for life and annuity; foreign exchange; credit guarantee. SWOT ANALYSIS The Bank of Yokohama Ltd (BOY) is a banking solutions provider. Improved asset quality and deposits; and adequate capital are a few of its key strengths, even as decline in non-interest income could be cause of concern. Prolonged low-interest-rate environment, regional bank consolidation, and additional capital requirements may affect its growth. However, strategic investments, branch refurbishing, emergence of FinTech and growing card payments channel in Japan may provide ample growth opportunities to BOY. Strength Adequate Capital Asset Quality Strong Distribution Network and Deposits Weakness Non-Interest Income Opportunity Strategic Investments Emergence of FinTech Growing Cards and Payments Channel: Japan Branch Refurbishing Threat Regional Bank Consolidation Prolonged Low-Interest-Rate Environment Additional Capital Requirements [Show More]

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