GA Health Insurance Exam | 120 Questions with 100% Correct Answers

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Under which of the following circumstances will the benefits under COBRA continuation coverage end? - ANS - all group health plans are terminated by the employer Dental care coverage is designated t... o cover the costs of all the following EXCEPT: - ANS - loss of income Which type of policy would pay an employee's salary if the employer was injured in a bicycle accident and out of work for six weeks? - ANS - Business Overhead Expense P and Q are married and have three children. P is the primary beneficiary on Q's Accidental Death and Dismemberment (AD&D) policy and Q's sister R is the contingent beneficiary. P, Q, and R are involved in a car accident and Q and R are killed instantly. The Accidental Death benefits will be paid to: - ANS - P only Common exclusions to continuation of group coverage include: - ANS - Dental Care, Other Prescription Drugs G is an accountant who has ten employees and is concerned about how the business would survive financially if G became disabled. The type of policy which BEST addresses this concern is: - ANS - Business Overhead Expense The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers (and their families) whose employment has been terminated the right to: - ANS - continue group health benefits The Coordination of Benefits provision: - ANS - prevents an insured covered by two health plans from making a profit on a covered loss K has an Accidental Death and Dismemberment (AD&D) insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K [Show More]

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