Health Insurance Practice Exam| 50 QUESTIONS| 100% CORRECT

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Who is the insured under a credit disability policy? Correct Answer: Debtor What does Medicare Supplement insurance cover? Correct Answer: Part of the cost of certain hospital and medical service... s Which statement is correct in regard to a disability income policy with a 60-day elimination period? Correct Answer: The insured will be eligible to receive benefits beginning on the 61st day of disability. An insured currently has group coverage issued by different health insurance companies. How will payment for medical expenses typically be handled when both group policies provide coverage? Correct Answer: Payment will be made in accordance with the policies' coordination of benefits provisions. A mandatory second surgical opinion provision typically would encourage all of the following EXCEPT: Correct Answer: Higher total health plan costs for an employer Which is required for Medicare coverage of skilled nursing facility care? Correct Answer: The facility must be approved by Medicare. Which type of health insurance should be purchased by a person who wants coverage for hospital bills in the event of accidental injury? Correct Answer: Medical expense [Show More]

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