2022 Certification Reference Guide United Health Care

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Which of the following is true about Medicare Supplement Insurance underwriting criteria in states where underwriting applies? Correct Answer: Underwriting is required if the consumer is not in their... Medicare Supplement Open Enrollment period or does not meet Guaranteed issue criteria. Can a consumer who qualifies for low Income Subsidy receive financial assistance for their part of Medicare Part D costs? Correct Answer: Yes, through subsidies such as lower or no monthly plan premiums and lower or no copayments What is the amount added to the member's monthly plan..........ect Correct Answer: Late Enrollment Penalty (LEP) What are two options for Medicare consumers to get Part D prescription drug coverage (Select 2) Correct Answer: Enroll in a Medicare Advantage Plan or other Medicare health plan that incudes prescription coverage and Enroll in a stand-alone Medicare Prescription Drug Plan (PDP) Which of the following is a fact about Medicare Prescription Drug Plans? Correct Answer: To enroll, the consumers must reside in the plan's service area What is Medicare Part D? Correct Answer: A voluntary program ............ When is Mary's Medicare Supplement Open Enrollment period is she turns 65 on September 23,2021, and her Medicare Correct Answer: September 2021 through February2022 Which of the following are MA Plans that focus on using Network Providers to Maximize the benefits and reduce out-of-network expenses Correct Answer: HMO, POS, PPO Medications that are covered in a Plan's formulary have various levels Correct Answer: Out of pocket expenses [Show More]

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