Insurance Studies > EXAM > TEXAS INSURANCE PROPERTY AND CASUALTY EXAM 2024 NEWEST 300+ QUESTIONS AND ANSWERS (All)

TEXAS INSURANCE PROPERTY AND CASUALTY EXAM 2024 NEWEST 300+ QUESTIONS AND ANSWERS

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TEXAS INSURANCE PROPERTY AND CASUALTY EXAM 2024 NEWEST 300+ QUESTIONS AND ANSWERS A condition or situation that presents a possibility of loss is a (an): exposure The purpose of insurance is to: ... transfer risk Which hazard can be described as a careless attitude or general indifference on the part of the insured toward the occurrence of loss? morale Which risk is insurable? pure With regard to insurance, risk can be defined as: uncertainty regarding loss Treating risk by purchasing insurance is an example of what type of risk management? transfer Robert and Carolyn live in a busy city and decide that not owning a car is the solution to not experience having a car stolen. What method describes this philosophy? avoidance Dishonesty on the part of an insured is an example of what? a moral hazard What is an example of reduction as a method of handling risk? Installing a burglar alarm Driving too fast and not wearing a seat belt are examples of? morale hazard The risk that involves the chance of both loss and gain is? [Show More]

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