Business > EXAM > Texas State Exam Simulator - Life and Health Insurance (200 Exam Questions & Answers) (All)

Texas State Exam Simulator - Life and Health Insurance (200 Exam Questions & Answers)

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Texas State Exam Simulator - Life and Health Insurance (200 Exam Questions & Answers)-An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments... will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called An installment Refund annuity A Straight Life annuity A Cash Refund annuity A Joint Life annuity - An installment Refund annuity One becomes eligible for Social Security disability benefits after having been disabled for 3 months 5 months 6 months 12 months - 5 months A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? Straight life accumulates faster than Limited-pay Life 20-Pay Life accumulates cash value faster than Straight Life Cash value accumulation of both 20-Pay Life and Straight Life depend on the insurer's financial rating 20-Pay Life and Straight Life accumulate cash value at the same rate - 20-Pay Life accumulates cash value faster than Straight Life Who makes the legally enforceable promises in a unilateral insurance policy? Beneficiary Insurance company Insured Applicant - Insurance company The Consideration clause in a life insurance policy indicates that a policyowner's consideration consists of a completed application and the initial premium agreeing to a physical examination delivery of policy disclosure of any medical conditions - the initial premium Which parts of a life insurance policy are guaranteed to be true? Rating Representation [Show More]

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