If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. (Ans- $30,000 Which of... the following statements best describes an inland marine policy? (Ans- Pertains to Cargo with no fixed location Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What will you pay? (Ans- $1000 This department is responsible for making rates and determines the rates charged by the insurer (Ans- Actuarial department Johnny has 30/60/25 limits on his auto policy, and he negligently ran into a parked car driven by Steve Garcia. What is the maximum amount of coverage that can be provided for the damage to Steve's car? (Ans- 25,000 Your customer has HO-B homeowners policy with a Coverage A limit os $300,000. His mortgage payment is $1,400 per month. He can't stay in his home for 1 month due to a claim that was caused by smoke. He is staying in a local hotel for 1 month. The cost of the hotel is $900 for the moth. How much will you pay your policyholder for Additional Living Expenses (Ans- $900 Insurance for ocean vessels is the ______ type of insurance? (Ans- oldest Your insured has a homeowners policy with a Coverage A limit of $50,000, His coverage B limit is $20,000. His deductible is 1%. He has 30 trees that are damaged during the fire. How much are you going to pay on his claim? (Ans- 2500 If you have a covered loss, in excess of a limit, you can apply that excess towards the deductible. This best describes? (Ans- Absorbing the deductible What type of contract exists when the insurance policy is valid even though there is an unequal exchange? (Ans- Aleatory Contract What is the intentional or unintentional impression by the insurance company that a certain fact exists when it does not? (Ans- Estoppel [Show More]
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