Mamas Test State Farm Estimatics Exam: Questions & Answers

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under an FP-7955 policy, deductibles apply to which of the following types of losses. (Ans - B. Fire department service charges in the FP-7955 policy, Coverage C consists of three coverages: 1. Ad... ditional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False Ans - B. False Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following statements is true concerning her personal property Ans - D. Coverage for personal property applies for perils listed under Section I - Losses Insured, Coverage B - Personal Property and Section I - Additional Coverages. The steps in applying the deductible on a FP-7955 homeowners policy are: 1. The deductible is first applied to the covered loss. 2. Any coverage or special limits are the applied to the covered loss. 3. The amount payable to the insured will be the greater of the amounts arrived at in steps 1 and 2. True or False Ans - A. True The definition of an insured includes all of the following except: (Ans - B. Spouse Composition shingles can be purchased in bundles which could be 1/3 square or 1/4 square. True or False? (Ans - A. True The formula for determining the area of a trapezoid is: (Ans - [(base1+base2) / 2] * height The formula for determining the area of a triangle is Ans - 1/2 base * height The formula for determining the area of a circle is Ans - Blanket insulation is an uncut roll of insulation cut to length at the job site. It is used in walls and attics. and may or may not have a backing material. (Ans - A. True All of the following statements are true except: Select the false statement. A. Composition shingles are made of fiberglass or asphalt saturated roofing material embedded with mineral granules B. Wood roofing is generally divided into two categories, wood shingles and wood shakes. C. Composition shingle weights range from 120 lb. to 480 l.b per square D. Rigid roofing materials include cay, concrete, metal, and slate (Ans - C. Composition shingle weights range from 120 lb. to 480 lb. per square. Which of the following components is not a part of a roof truss?(Ans - b. Bird's Mouth Joe Smith has FP-7955 policy. He is a carpenter and has collected 100 2"x4" studs and 30 2"x6" ratters from various job sites. Joe has no specific plans to use the lumber. The lumbar is covered under Coverage A. True or False? (Ans - False Under an FP-7955 policy, which of the following would be a Coverage B item? (Ans - d. Free standing gas range Under and FP-7955 policy, which of the following would not be a Coverage A item? (Ans - d. Materials and supplies to build bookshelves in the basement of the residence premises and stored in the garage An FP-7955 homeowners policy with an $250 deductible is in force and the policy limits (Coverage A and Coverage B) are adequate to cover this damage. During a severe windstorm, rain blows through open windows and causes the following damage; $1700- Hardwood floor in dining room $220- Water stains on drywall $125- Water stains on rug $375- Antique Vase (broken by wind) How much should you pay on this loss? All repairs have been made Ans - 2,170 Non-masonry siding products such as wood, aluminum, vinyl, steel, and vinyl clad siding are usually measured by the foot, but the materials are typically sold by the square (100 SF) or by the piece. True or false (Ans - A. true Which Statement is FALSE? (Ans - b. Wall sheathing reinforces the wall framing. "On-center" is a term to describe the distance from the center of one framing member to the center of the next framing member, i.e., stud, joist, ratters. True or False Ans - True All of the following statements are true except: Select the False statement (Ans - D. Vinyl clad siding is steel siding with a vinyl coating over it. It is more den-resistant than steel. Refer to the exhibit above, identify the three tab shingle(Ans – D Refer to the exhibit above, identify the turbine vent (Ans - B Refer to the exhibit above, identify the gable event :Ans - A [Show More]

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